2543 Montano Ridge DrBullhead CityAZ86442
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2543 Montano Ridge Dr, Bullhead City, AZ, 86442 in Bullhead City: $3,000/mo in rent, $1,114/mo net, 11.29% gross yield, all on a $318,990 acquisition. The 2.09 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $88,131 in value, and $2,938/yr in principal paydown steadily builds equity. Projected total cumulative return: $192,324.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.5% |
| Monthly Cash Flow | $1,114 | $850 |
City averages based on Bullhead City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,759 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
8,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86442, Bullhead City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,828 (100%) |
| Owner Occupied HU | 10,968 (52.7%) |
| Renter Occupied HU | 5,404 (25.9%) |
| Vacant Housing Units | 4,456 (21.4%) |
| Median Home Value | $201,668 |
| Average Home Value | $262,461 |
Housing Distribution
Address Breakdown
Residential
16,981
Single Family
13,597
Multi-Family
3,384
Businesses
884
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
8,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86442, Bullhead City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,828 (100%) |
| Owner Occupied HU | 10,968 (52.7%) |
| Renter Occupied HU | 5,404 (25.9%) |
| Vacant Housing Units | 4,456 (21.4%) |
| Median Home Value | $201,668 |
| Average Home Value | $262,461 |
Housing Distribution
Address Breakdown
Residential
16,981
Single Family
13,597
Multi-Family
3,384
Businesses
884
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Octavia Valencia • Century Communities of Arizona
Mls Name: WARDEX
Mls ID: #032183