25409 Oneil CirStevenson RanchCA91381
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 25409 Oneil Cir, Stevenson Ranch, CA, 91381 in Stevenson Ranch earns a 9.65% gross yield at $1,100,000. Rent of $8,844/mo nets $1,847/mo after the $4,946/mo mortgage. The 1.79 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $303,910 and $10,131/yr in equity accumulation project a total cumulative return of $536,795.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.0% |
| Monthly Cash Flow | $1,847 | $2,500 |
City averages based on Stevenson Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,844 |
| Total Monthly Debt Service | $6,560 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
5,984 sqft lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91381, Stevenson Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,798 (100%) |
| Owner Occupied HU | 6,154 (69.9%) |
| Renter Occupied HU | 2,391 (27.2%) |
| Vacant Housing Units | 253 ( 2.9%) |
| Median Home Value | $1,025,595 |
| Average Home Value | $1,122,310 |
Housing Distribution
Address Breakdown
Residential
7,992
Single Family
6,255
Multi-Family
1,737
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
5,984 sqft lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91381, Stevenson Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,798 (100%) |
| Owner Occupied HU | 6,154 (69.9%) |
| Renter Occupied HU | 2,391 (27.2%) |
| Vacant Housing Units | 253 ( 2.9%) |
| Median Home Value | $1,025,595 |
| Average Home Value | $1,122,310 |
Housing Distribution
Address Breakdown
Residential
7,992
Single Family
6,255
Multi-Family
1,737
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices