254 E Main St, Kutztown, PA, 19530 | $821/mo Cash Flow

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254 E Main St, Kutztown, PA, 19530 | $821/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Kutztown at 254 E Main St, Kutztown, PA, 19530 with 5% annual appreciation on a $239,900 basis while $2,393/mo rent supports operations. Total monthly income totals $2,393/mo and a $1,174/mo payment preserves $821/mo for cash returns. Annual cash flow comes to $9,854/yr on $79,527 deployed, and return on cash invested reaches 32.3% in year one. Equity gained on principal adds $1,548/yr, and five-year appreciation sums $66,280 alongside rental yield of 11.97%. Five-year ROI measures 169.81% and total cumulative return in cash totals $135,043.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,393/mo property income versus a $1,174/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1915

3,920 sqft lot

$N/A/sqft

No HOA

More details about the property

Offer accepted -- OPEN HOUSE CANCELLED. Welcome to this spacious Victorian-style semi-detached home, offering nearly 2,000 sq. ft. of living space in the heart of quaint Kutztown. Featuring 5 bedrooms and 2 full bathrooms, this property combines old-world charm with modern updates. Inside, youll find hardwood floors, fresh paint, and a flexible floor plan with potential to reconfigure to suit your needs. The new boiler (2023) ensures peace of mind, while the convenience of second-floor laundry adds a modern touch. Multiple covered porches and balconies invite you to relax outdoors, whether enjoying your morning coffee or evening sunsets. Practical features include private off-street parking at the rear of the home, all appliances included, plus a one-year home warranty with an acceptable offer. Located just steps from Kutztown Park, shopping, and dining, this property offers a walkable lifestyle in a fantastic community. Dont miss your chance to own a piece of Kutztowns history with space, character, and modern comforts all in one!

Neighborhood Data

Neighborhood data shown for ZIP Code: 19530, Kutztown, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,669 (100%)
Owner Occupied HU	3,492 (61.6%)
Renter Occupied HU	1,596 (28.2%)
Vacant Housing Units	581 (10.2%)
Median Home Value	$357,790
Average Home Value	$396,032