2539 Browncroft BlvdRochesterNY14625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Rochester rentals match the income profile of 2539 Browncroft Blvd, Rochester, NY, 14625. Listed at $163,000, gross rent is $2,940/mo and net cash flow is $1,852/mo, a 21.64% yield well above national averages. DSCR 4.01 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $45,034 by year five with $1,501/yr in annual principal reduction, projecting $181,337 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.6% | 6.2% |
| Monthly Cash Flow | $1,852 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,940 |
| Total Monthly Debt Service | $1,024 |
| DSCR Ratio | 2.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices