2529 Audrey CtArnoldCA95223
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2529 Audrey Ct, Arnold, CA, 95223 in Arnold earns a 8.62% gross yield at $405,000. Rent of $2,908/mo nets $209/mo after the $1,821/mo mortgage. The 1.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $111,894 and $3,730/yr in equity accumulation project a total cumulative return of $167,959.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $209 | $200 |
City averages based on Arnold market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,908 |
| Total Monthly Debt Service | $2,537 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.66 Acres lot
$N/A/sqft
$820 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95223, Arnold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,798 (100%) |
| Owner Occupied HU | 1,653 (21.2%) |
| Renter Occupied HU | 357 ( 4.6%) |
| Vacant Housing Units | 5,788 (74.2%) |
| Median Home Value | $580,306 |
| Average Home Value | $609,631 |
Housing Distribution
Address Breakdown
Residential
16
Single Family
16
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.66 Acres lot
$N/A/sqft
$820 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95223, Arnold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,798 (100%) |
| Owner Occupied HU | 1,653 (21.2%) |
| Renter Occupied HU | 357 ( 4.6%) |
| Vacant Housing Units | 5,788 (74.2%) |
| Median Home Value | $580,306 |
| Average Home Value | $609,631 |
Housing Distribution
Address Breakdown
Residential
16
Single Family
16
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Pederson • C-21 Tri-Dam Realty
Mls Name: CCARMLS
Mls ID: #202501495
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.