25266 E 245th StRidgewayMO64481
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 25266 E 245th St, Ridgeway, MO, 64481 in Ridgeway is capital appreciation. Rental yield 0%. The 0% gross yield at $185,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $51,112 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1999
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64481, Ridgeway, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 486 (100%) |
| Owner Occupied HU | 296 (60.9%) |
| Renter Occupied HU | 66 (13.6%) |
| Vacant Housing Units | 124 (25.5%) |
| Median Home Value | $137,500 |
| Average Home Value | $179,240 |
Housing Distribution
Address Breakdown
Residential
431
Single Family
431
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64481, Ridgeway, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 486 (100%) |
| Owner Occupied HU | 296 (60.9%) |
| Renter Occupied HU | 66 (13.6%) |
| Vacant Housing Units | 124 (25.5%) |
| Median Home Value | $137,500 |
| Average Home Value | $179,240 |
Housing Distribution
Address Breakdown
Residential
431
Single Family
431
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Belinda Cameron • Heritage Realty Farm and Home
Mls Name: HKMMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #2538556
Disclaimer: Based on information submitted to the MLS GRID as of 2025-03-27 10:22:57 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Prices displayed on all Sold listings are the Last Known Listing Price and may not be the actual selling price. [Click here for more information](/mls-disclaimers/#45) Listing Information presented by local MLS brokerage: Zillow, Inc., local REALTOR- Terry York - (913) 213-6604