2525 Evergreen StPampaTX79065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 2525 Evergreen St, Pampa, TX, 79065 in Pampa: $2,326/mo in rent, $472/mo in net income, 11.08% gross yield, 2.05 DSCR, all at $251,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $69,568 in appreciation and $2,319/yr in principal paydown projects total cumulative return of $127,241.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $472 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,326 |
| Total Monthly Debt Service | $1,753 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
10,798 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79065, Pampa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,481 (100%) |
| Owner Occupied HU | 5,485 (57.9%) |
| Renter Occupied HU | 2,003 (21.1%) |
| Vacant Housing Units | 1,993 (21.0%) |
| Median Home Value | $120,799 |
| Average Home Value | $171,061 |
Housing Distribution
Address Breakdown
Residential
8,291
Single Family
7,785
Multi-Family
506
Businesses
726
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
10,798 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79065, Pampa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,481 (100%) |
| Owner Occupied HU | 5,485 (57.9%) |
| Renter Occupied HU | 2,003 (21.1%) |
| Vacant Housing Units | 1,993 (21.0%) |
| Median Home Value | $120,799 |
| Average Home Value | $171,061 |
Housing Distribution
Address Breakdown
Residential
8,291
Single Family
7,785
Multi-Family
506
Businesses
726
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices