25232 S Harlem AveMoneeIL60449
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 25232 S Harlem Ave, Monee, IL, 60449 in Monee. Priced at $429,642, it generates $4,746/mo in gross rent and $1,766/mo in net monthly cash flow, a 13.26% yield that comfortably supports the 2.46 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $21,191. Five-year appreciation: $118,702. Equity from principal paydown: $3,957/yr. Total projected cumulative return: $277,943.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 6.0% |
| Monthly Cash Flow | $1,766 | $400 |
City averages based on Monee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,746 |
| Total Monthly Debt Service | $2,809 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices