2522 S 5th StAllentownPA18103
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2522 S 5th St, Allentown, PA, 18103 in Allentown. Priced at $234,900, it generates $3,394/mo in gross rent and $1,717/mo in net monthly cash flow, a 17.34% yield that comfortably supports the 3.21 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $20,605. Five-year appreciation: $64,899. Equity from principal paydown: $2,163/yr. Total projected cumulative return: $200,627.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.3% | 5.2% |
| Monthly Cash Flow | $1,717 | $850 |
City averages based on Allentown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,394 |
| Total Monthly Debt Service | $1,583 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1864
7,361 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1864
7,361 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices