252 Vineyard DrSan JoseCA95119
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 252 Vineyard Dr, San Jose, CA, 95119 in San Jose. Rental yield 4.22%. At $1,488,000 with 4.22% gross yield, current distributions are modest, but the 5% appreciation rate projects $411,107 in new equity by year five, complemented by $13,705/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.78) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $308,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.0% |
| Monthly Cash Flow | $(3,978) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,227 |
| Total Monthly Debt Service | $8,613 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95119, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,917 (100%) |
| Owner Occupied HU | 2,640 (67.4%) |
| Renter Occupied HU | 1,100 (28.1%) |
| Vacant Housing Units | 177 ( 4.5%) |
| Median Home Value | $1,242,930 |
| Average Home Value | $1,249,670 |
Housing Distribution
Address Breakdown
Residential
3,853
Single Family
3,644
Multi-Family
209
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95119, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,917 (100%) |
| Owner Occupied HU | 2,640 (67.4%) |
| Renter Occupied HU | 1,100 (28.1%) |
| Vacant Housing Units | 177 ( 4.5%) |
| Median Home Value | $1,242,930 |
| Average Home Value | $1,249,670 |
Housing Distribution
Address Breakdown
Residential
3,853
Single Family
3,644
Multi-Family
209
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82033998