25186 520th AveHenningMN56551
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Henning rentals match the income profile of 25186 520th Ave, Henning, MN, 56551. Listed at $106,000, gross rent is $1,862/mo and net cash flow is $1,200/mo, a 21.08% yield well above national averages. DSCR 3.90 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $29,286 by year five with $976/yr in annual principal reduction, projecting $117,428 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.1% | 7.2% |
| Monthly Cash Flow | $1,200 | $450 |
City averages based on Henning market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,862 |
| Total Monthly Debt Service | $620 |
| DSCR Ratio | 3.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56551, Henning, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,543 (100%) |
| Owner Occupied HU | 823 (53.3%) |
| Renter Occupied HU | 213 (13.8%) |
| Vacant Housing Units | 507 (32.9%) |
| Median Home Value | $377,928 |
| Average Home Value | $410,434 |
Housing Distribution
Address Breakdown
Residential
949
Single Family
858
Multi-Family
91
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56551, Henning, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,543 (100%) |
| Owner Occupied HU | 823 (53.3%) |
| Renter Occupied HU | 213 (13.8%) |
| Vacant Housing Units | 507 (32.9%) |
| Median Home Value | $377,928 |
| Average Home Value | $410,434 |
Housing Distribution
Address Breakdown
Residential
949
Single Family
858
Multi-Family
91
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices