25180 E 5th St #191San BernardinoCA92410
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 25180 E 5th St #191, San Bernardino, CA, 92410 in San Bernardino hard to pass up. The 14.71% gross yield on a $279,000 purchase results in $3,421/mo in rent and $1,403/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.73). Annual cash flow of $16,839, five-year appreciation of $77,083, and $2,570/yr in equity build-up combine for a projected total cumulative return of $197,348.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 4.8% |
| Monthly Cash Flow | $1,403 | $850 |
City averages based on San Bernardino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,421 |
| Total Monthly Debt Service | $1,907 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
1,105 sqft lot
$N/A/sqft
$292 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92410, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,442 (100%) |
| Owner Occupied HU | 6,100 (42.2%) |
| Renter Occupied HU | 7,846 (54.3%) |
| Vacant Housing Units | 496 ( 3.4%) |
| Median Home Value | $304,992 |
| Average Home Value | $347,184 |
Housing Distribution
Address Breakdown
Residential
14,196
Single Family
11,534
Multi-Family
2,662
Businesses
1,055
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
1,105 sqft lot
$N/A/sqft
$292 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92410, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,442 (100%) |
| Owner Occupied HU | 6,100 (42.2%) |
| Renter Occupied HU | 7,846 (54.3%) |
| Vacant Housing Units | 496 ( 3.4%) |
| Median Home Value | $304,992 |
| Average Home Value | $347,184 |
Housing Distribution
Address Breakdown
Residential
14,196
Single Family
11,534
Multi-Family
2,662
Businesses
1,055
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices