25161 J RdCirclevilleKS66416
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 25161 J Rd, Circleville, KS, 66416 in Circleville at $359,800, 3.57% gross yield, is a market-growth asset. Rental yield 3.57%. The $1,072/mo rent partially funds the $1,618/mo debt service; the core return is the 5%/yr price growth projected to add $99,406 over five years. Ziffy Mortgage's DSCR mortgage (0.66) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $52,137.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 7.2% |
| Monthly Cash Flow | $(1,322) | $350 |
City averages based on Circleville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,072 |
| Total Monthly Debt Service | $2,251 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
73.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66416, Circleville, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 195 (100%) |
| Owner Occupied HU | 158 (81.0%) |
| Renter Occupied HU | 17 ( 8.7%) |
| Vacant Housing Units | 20 (10.3%) |
| Median Home Value | $252,778 |
| Average Home Value | $259,051 |
Housing Distribution
Address Breakdown
Residential
140
Single Family
140
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
73.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66416, Circleville, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 195 (100%) |
| Owner Occupied HU | 158 (81.0%) |
| Renter Occupied HU | 17 ( 8.7%) |
| Vacant Housing Units | 20 (10.3%) |
| Median Home Value | $252,778 |
| Average Home Value | $259,051 |
Housing Distribution
Address Breakdown
Residential
140
Single Family
140
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A