25155 Celestial St #16ChristmasFL32709
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow25155 Celestial St #16, Christmas, FL, 32709 in Christmas is a top-tier cash-flow asset. At $140,000 it produces $1,981/mo in rent and $1,052/mo in net monthly income, a 16.98% gross rental yield. The DSCR of 3.14 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,626. Five-year appreciation adds $38,679, driving a total cumulative return of $121,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17% | 7.2% |
| Monthly Cash Flow | $1,052 | $1,500 |
City averages based on Christmas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,981 |
| Total Monthly Debt Service | $873 |
| DSCR Ratio | 2.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices