2512 Olson DrDaytonOH45420
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2512 Olson Dr, Dayton, OH, 45420 in Dayton is a solid income-producing rental, 9.93% gross yield, $1,816/mo rent, $368/mo net cash flow on a $214,900 buy. DSCR 1.88 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $59,373 and $1,979/yr in principal reduction project a total cumulative return of $107,804.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 8.1% |
| Monthly Cash Flow | $368 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,816 |
| Total Monthly Debt Service | $1,328 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
7,623 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
7,623 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices