25101 Doria AveLomitaCA90717
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 25101 Doria Ave, Lomita, CA, 90717 in Lomita at $1,217,000 earns $7,579/mo in rent and nets $51/mo after the $5,472/mo payment, a 7.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $336,235 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $11,209/yr in principal paydown, total projected return reaches $464,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.5% |
| Monthly Cash Flow | $51 | $250 |
City averages based on Lomita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,579 |
| Total Monthly Debt Service | $7,044 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
5,369 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90717, Lomita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,176 (100%) |
| Owner Occupied HU | 3,845 (41.9%) |
| Renter Occupied HU | 4,955 (54.0%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $854,653 |
| Average Home Value | $889,702 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
6,179
Multi-Family
2,866
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
5,369 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90717, Lomita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,176 (100%) |
| Owner Occupied HU | 3,845 (41.9%) |
| Renter Occupied HU | 4,955 (54.0%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $854,653 |
| Average Home Value | $889,702 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
6,179
Multi-Family
2,866
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices