25100 W Declaration DrPlainfieldIL60544
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 25100 W Declaration Dr, Plainfield, IL, 60544 in Plainfield at $458,600 earns $3,395/mo in rent and nets $140/mo after the $2,062/mo payment, a 8.88% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $126,703 over five years. Ziffy Mortgage underwrites this on a 1.65 DSCR without U.S. credit history. With $4,224/yr in principal paydown, total projected return reaches $186,064.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.8% |
| Monthly Cash Flow | $140 | $420 |
City averages based on Plainfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,395 |
| Total Monthly Debt Service | $3,050 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.36 Acres lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60544, Plainfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,576 (100%) |
| Owner Occupied HU | 9,109 (78.7%) |
| Renter Occupied HU | 2,073 (17.9%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $346,441 |
| Average Home Value | $377,883 |
Housing Distribution
Address Breakdown
Residential
10,857
Single Family
10,578
Multi-Family
279
Businesses
1,096
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.36 Acres lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60544, Plainfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,576 (100%) |
| Owner Occupied HU | 9,109 (78.7%) |
| Renter Occupied HU | 2,073 (17.9%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $346,441 |
| Average Home Value | $377,883 |
Housing Distribution
Address Breakdown
Residential
10,857
Single Family
10,578
Multi-Family
279
Businesses
1,096
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices