251 Tingley StSan FranciscoCA94112
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 251 Tingley St, San Francisco, CA, 94112 in San Francisco earns a 7.89% gross yield at $888,000. Rent of $5,838/mo nets $345/mo after the $3,993/mo mortgage. The 1.46 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $245,338 and $8,179/yr in equity accumulation project a total cumulative return of $358,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 4.5% |
| Monthly Cash Flow | $345 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,838 |
| Total Monthly Debt Service | $5,140 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1908
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94112, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 14,094 (58.2%) |
| Renter Occupied HU | 8,905 (36.7%) |
| Vacant Housing Units | 1,238 ( 5.1%) |
| Median Home Value | $1,208,430 |
| Average Home Value | $1,228,041 |
Housing Distribution
Address Breakdown
Residential
21,545
Single Family
18,799
Multi-Family
2,746
Businesses
998
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1908
2,495 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94112, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 14,094 (58.2%) |
| Renter Occupied HU | 8,905 (36.7%) |
| Vacant Housing Units | 1,238 ( 5.1%) |
| Median Home Value | $1,208,430 |
| Average Home Value | $1,228,041 |
Housing Distribution
Address Breakdown
Residential
21,545
Single Family
18,799
Multi-Family
2,746
Businesses
998
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kuntala L. Cheng • Corcoran Icon Properties
Mls Name: SFAR
Mls ID: #425073212