2506 W Arch StTampaFL33607
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2506 W Arch St, Tampa, FL, 33607 in Tampa fits: $698,000, 5.31% gross yield, and a projected 5% annual appreciation rate adding $192,845 in value within five years. Rental yield 5.31%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.98) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,429/yr in principal paydown and $192,845 in appreciation project a total return of $166,805.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 3.0% |
| Monthly Cash Flow | $(1,542) | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,090 |
| Total Monthly Debt Service | $4,354 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33607, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,020 (100%) |
| Owner Occupied HU | 4,842 (34.5%) |
| Renter Occupied HU | 8,032 (57.3%) |
| Vacant Housing Units | 1,146 ( 8.2%) |
| Median Home Value | $410,455 |
| Average Home Value | $511,667 |
Housing Distribution
Address Breakdown
Residential
12,738
Single Family
6,946
Multi-Family
5,792
Businesses
2,172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
4,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33607, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,020 (100%) |
| Owner Occupied HU | 4,842 (34.5%) |
| Renter Occupied HU | 8,032 (57.3%) |
| Vacant Housing Units | 1,146 ( 8.2%) |
| Median Home Value | $410,455 |
| Average Home Value | $511,667 |
Housing Distribution
Address Breakdown
Residential
12,738
Single Family
6,946
Multi-Family
5,792
Businesses
2,172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices