2505 Jackson Ave #186EscalonCA95320
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2505 Jackson Ave #186, Escalon, CA, 95320 in Escalon speaks for itself: 22.33% gross on a $129,900 price, generating $2,417/mo in rent and $1,613/mo in net income after the $584/mo debt service. DSCR 4.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,359 stacks alongside $35,889 in projected five-year appreciation and $1,196/yr in principal reduction. Projected total cumulative return: $153,140.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.3% | 5.0% |
| Monthly Cash Flow | $1,613 | $400 |
City averages based on Escalon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,417 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 3.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95320, Escalon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,712 (100%) |
| Owner Occupied HU | 3,081 (65.4%) |
| Renter Occupied HU | 1,422 (30.2%) |
| Vacant Housing Units | 209 ( 4.4%) |
| Median Home Value | $594,404 |
| Average Home Value | $689,809 |
Housing Distribution
Address Breakdown
Residential
4,507
Single Family
4,380
Multi-Family
127
Businesses
341
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95320, Escalon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,712 (100%) |
| Owner Occupied HU | 3,081 (65.4%) |
| Renter Occupied HU | 1,422 (30.2%) |
| Vacant Housing Units | 209 ( 4.4%) |
| Median Home Value | $594,404 |
| Average Home Value | $689,809 |
Housing Distribution
Address Breakdown
Residential
4,507
Single Family
4,380
Multi-Family
127
Businesses
341
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices