250 S Pine St #303TellurideCO81435
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 250 S Pine St #303, Telluride, CO, 81435 in Telluride. Rental yield 2.72%. At $1,998,000 with 2.72% gross yield, current distributions are modest, but the 5% appreciation rate projects $552,011 in new equity by year five, complemented by $18,402/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.50) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $297,039.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 5.5% |
| Monthly Cash Flow | $(8,234) | $1,200 |
City averages based on Telluride market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,535 |
| Total Monthly Debt Service | $10,849 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81435, Telluride, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,762 (100%) |
| Owner Occupied HU | 1,197 (25.1%) |
| Renter Occupied HU | 1,204 (25.3%) |
| Vacant Housing Units | 2,361 (49.6%) |
| Median Home Value | $933,287 |
| Average Home Value | $1,151,117 |
Housing Distribution
Address Breakdown
Residential
1,291
Single Family
30
Multi-Family
1,261
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81435, Telluride, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,762 (100%) |
| Owner Occupied HU | 1,197 (25.1%) |
| Renter Occupied HU | 1,204 (25.3%) |
| Vacant Housing Units | 2,361 (49.6%) |
| Median Home Value | $933,287 |
| Average Home Value | $1,151,117 |
Housing Distribution
Address Breakdown
Residential
1,291
Single Family
30
Multi-Family
1,261
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices