250 S 4th StNewportPA17074
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 250 S 4th St, Newport, PA, 17074 in Newport earns a 12.25% gross yield at $135,000. Rent of $1,378/mo nets $493/mo after the $607/mo mortgage. The 2.27 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $37,298 and $1,243/yr in equity accumulation project a total cumulative return of $83,198.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $493 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,378 |
| Total Monthly Debt Service | $831 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17074, Newport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,352 (100%) |
| Owner Occupied HU | 2,247 (67.0%) |
| Renter Occupied HU | 763 (22.8%) |
| Vacant Housing Units | 342 (10.2%) |
| Median Home Value | $244,652 |
| Average Home Value | $279,470 |
Housing Distribution
Address Breakdown
Residential
3,142
Single Family
3,053
Multi-Family
89
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17074, Newport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,352 (100%) |
| Owner Occupied HU | 2,247 (67.0%) |
| Renter Occupied HU | 763 (22.8%) |
| Vacant Housing Units | 342 (10.2%) |
| Median Home Value | $244,652 |
| Average Home Value | $279,470 |
Housing Distribution
Address Breakdown
Residential
3,142
Single Family
3,053
Multi-Family
89
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices