25 Willite DrRochesterNY14621
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 25 Willite Dr, Rochester, NY, 14621 in Rochester speaks for itself: 22.12% gross on a $124,900 price, generating $2,303/mo in rent and $1,469/mo in net income after the $562/mo debt service. DSCR 4.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,625 stacks alongside $34,508 in projected five-year appreciation and $1,150/yr in principal reduction. Projected total cumulative return: $142,174.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.1% | 6.2% |
| Monthly Cash Flow | $1,469 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,303 |
| Total Monthly Debt Service | $784 |
| DSCR Ratio | 2.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14621, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,868 (100%) |
| Owner Occupied HU | 3,852 (27.8%) |
| Renter Occupied HU | 8,695 (62.7%) |
| Vacant Housing Units | 1,321 ( 9.5%) |
| Median Home Value | $86,838 |
| Average Home Value | $175,161 |
Housing Distribution
Address Breakdown
Residential
12,739
Single Family
9,367
Multi-Family
3,372
Businesses
719
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14621, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,868 (100%) |
| Owner Occupied HU | 3,852 (27.8%) |
| Renter Occupied HU | 8,695 (62.7%) |
| Vacant Housing Units | 1,321 ( 9.5%) |
| Median Home Value | $86,838 |
| Average Home Value | $175,161 |
Housing Distribution
Address Breakdown
Residential
12,739
Single Family
9,367
Multi-Family
3,372
Businesses
719
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices