25 White Barn DrOgdenUT84414
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 25 White Barn Dr, Ogden, UT, 84414 in Ogden is a conservative rental investment at $370,000. Rental yield 6.58%. A 1.22 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $102,224; $3,408/yr in principal paydown supplements. Total projected return: $112,126.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(451) | $450 |
City averages based on Ogden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,028 |
| Total Monthly Debt Service | $2,331 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1974
1,742 sqft lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84414, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,249 (100%) |
| Owner Occupied HU | 9,738 (86.6%) |
| Renter Occupied HU | 1,356 (12.1%) |
| Vacant Housing Units | 155 ( 1.4%) |
| Median Home Value | $572,962 |
| Average Home Value | $635,423 |
Housing Distribution
Address Breakdown
Residential
10,991
Single Family
10,926
Multi-Family
65
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1974
1,742 sqft lot
$N/A/sqft
$310 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84414, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,249 (100%) |
| Owner Occupied HU | 9,738 (86.6%) |
| Renter Occupied HU | 1,356 (12.1%) |
| Vacant Housing Units | 155 ( 1.4%) |
| Median Home Value | $572,962 |
| Average Home Value | $635,423 |
Housing Distribution
Address Breakdown
Residential
10,991
Single Family
10,926
Multi-Family
65
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices