25 Village Park Drive #3AFishkillNY12524
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 25 Village Park Drive #3A, Fishkill, NY, 12524 in Fishkill achieves a 1.54 ratio at $227,000: $1,576/mo rent versus $1,021/mo debt service. Rental yield 8.33%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.33% yield compounds alongside 5% annual appreciation projecting $62,716 in value. Total projected cumulative return: $90,441.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(260) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,576 |
| Total Monthly Debt Service | $1,426 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1976
436 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12524, Fishkill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,770 (100%) |
| Owner Occupied HU | 4,508 (66.6%) |
| Renter Occupied HU | 1,892 (27.9%) |
| Vacant Housing Units | 370 ( 5.5%) |
| Median Home Value | $438,730 |
| Average Home Value | $456,326 |
Housing Distribution
Address Breakdown
Residential
6,560
Single Family
5,578
Multi-Family
982
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1976
436 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12524, Fishkill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,770 (100%) |
| Owner Occupied HU | 4,508 (66.6%) |
| Renter Occupied HU | 1,892 (27.9%) |
| Vacant Housing Units | 370 ( 5.5%) |
| Median Home Value | $438,730 |
| Average Home Value | $456,326 |
Housing Distribution
Address Breakdown
Residential
6,560
Single Family
5,578
Multi-Family
982
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices