25 Sunrise DrSouth ParisME04281
INVESTMENT ANALYSIS
Investment Verdict
Solid Income25 Sunrise Dr, South Paris, ME, 04281 in South Paris earns a respectable 8.01% gross yield at $490,500, but after the $2,206/mo mortgage the net cash flow is $178/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.48) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $135,516 over five years, making equity the dominant return driver. Total projected return: $197,751.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $178 | $250 |
City averages based on South Paris market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,274 |
| Total Monthly Debt Service | $2,900 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04281, South Paris, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,605 (100%) |
| Owner Occupied HU | 1,648 (63.3%) |
| Renter Occupied HU | 756 (29.0%) |
| Vacant Housing Units | 201 ( 7.7%) |
| Median Home Value | $280,588 |
| Average Home Value | $310,649 |
Housing Distribution
Address Breakdown
Residential
2,282
Single Family
2,066
Multi-Family
216
Businesses
175
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04281, South Paris, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,605 (100%) |
| Owner Occupied HU | 1,648 (63.3%) |
| Renter Occupied HU | 756 (29.0%) |
| Vacant Housing Units | 201 ( 7.7%) |
| Median Home Value | $280,588 |
| Average Home Value | $310,649 |
Housing Distribution
Address Breakdown
Residential
2,282
Single Family
2,066
Multi-Family
216
Businesses
175
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A