25 Bourne StThree RiversMA01080
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 25 Bourne St, Three Rivers, MA, 01080 in Three Rivers. Rental yield 5.76%. At $489,000 with 5.76% gross yield, current distributions are modest, but the 5% appreciation rate projects $135,102 in new equity by year five, complemented by $4,504/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.07) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $138,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 7.0% |
| Monthly Cash Flow | $(734) | $1,000 |
City averages based on Three Rivers market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,348 |
| Total Monthly Debt Service | $2,888 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1940
0.23 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01080, Three Rivers, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,347 (100%) |
| Owner Occupied HU | 813 (60.4%) |
| Renter Occupied HU | 443 (32.9%) |
| Vacant Housing Units | 91 ( 6.8%) |
| Median Home Value | $306,910 |
| Average Home Value | $271,596 |
Housing Distribution
Address Breakdown
Residential
1,010
Single Family
1,007
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1940
0.23 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01080, Three Rivers, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,347 (100%) |
| Owner Occupied HU | 813 (60.4%) |
| Renter Occupied HU | 443 (32.9%) |
| Vacant Housing Units | 91 ( 6.8%) |
| Median Home Value | $306,910 |
| Average Home Value | $271,596 |
Housing Distribution
Address Breakdown
Residential
1,010
Single Family
1,007
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73513281