2492 Powell DrRialtoCA92377
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 2492 Powell Dr, Rialto, CA, 92377 in Rialto is capital appreciation. Rental yield 5.85%. The 5.85% gross yield at $553,665 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $152,967 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.08) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $163,257.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.0% |
| Monthly Cash Flow | $(725) | $1,500 |
City averages based on Rialto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $3,205 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92377, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,252 (100%) |
| Owner Occupied HU | 5,435 (86.9%) |
| Renter Occupied HU | 724 (11.6%) |
| Vacant Housing Units | 93 ( 1.5%) |
| Median Home Value | $588,299 |
| Average Home Value | $594,580 |
Housing Distribution
Address Breakdown
Residential
6,001
Single Family
5,856
Multi-Family
145
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92377, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,252 (100%) |
| Owner Occupied HU | 5,435 (86.9%) |
| Renter Occupied HU | 724 (11.6%) |
| Vacant Housing Units | 93 ( 1.5%) |
| Median Home Value | $588,299 |
| Average Home Value | $594,580 |
Housing Distribution
Address Breakdown
Residential
6,001
Single Family
5,856
Multi-Family
145
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices