24915 Platinum LnWilderID83676
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 24915 Platinum Ln, Wilder, ID, 83676 in Wilder fits: $1,248,000, 4.12% gross yield, and a projected 5% annual appreciation rate adding $344,799 in value within five years. Rental yield 4.12%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.76) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,494/yr in principal paydown and $344,799 in appreciation project a total return of $282,227.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.2% |
| Monthly Cash Flow | $(2,934) | $300 |
City averages based on Wilder market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,283 |
| Total Monthly Debt Service | $6,720 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
4 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83676, Wilder, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,951 (100%) |
| Owner Occupied HU | 1,422 (72.9%) |
| Renter Occupied HU | 401 (20.6%) |
| Vacant Housing Units | 128 ( 6.6%) |
| Median Home Value | $488,444 |
| Average Home Value | $550,517 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,830
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
4 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83676, Wilder, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,951 (100%) |
| Owner Occupied HU | 1,422 (72.9%) |
| Renter Occupied HU | 401 (20.6%) |
| Vacant Housing Units | 128 ( 6.6%) |
| Median Home Value | $488,444 |
| Average Home Value | $550,517 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,830
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices