249 Trinity AveKensingtonCA94708
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play249 Trinity Ave, Kensington, CA, 94708 in Kensington is priced for appreciation, not yield. Rental yield 5.52%. At $1,450,000 with a 5.52% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $400,608 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.02) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $401,826.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 4.5% |
| Monthly Cash Flow | $(2,300) | $1,200 |
City averages based on Kensington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,670 |
| Total Monthly Debt Service | $8,393 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94708, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,961 (100%) |
| Owner Occupied HU | 3,860 (77.8%) |
| Renter Occupied HU | 813 (16.4%) |
| Vacant Housing Units | 288 ( 5.8%) |
| Median Home Value | $1,724,138 |
| Average Home Value | $1,691,598 |
Housing Distribution
Address Breakdown
Residential
4,820
Single Family
4,726
Multi-Family
94
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94708, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,961 (100%) |
| Owner Occupied HU | 3,860 (77.8%) |
| Renter Occupied HU | 813 (16.4%) |
| Vacant Housing Units | 288 ( 5.8%) |
| Median Home Value | $1,724,138 |
| Average Home Value | $1,691,598 |
Housing Distribution
Address Breakdown
Residential
4,820
Single Family
4,726
Multi-Family
94
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41126692