2485 Meda AveSanta RosaCA95404
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2485 Meda Ave, Santa Rosa, CA, 95404 in Santa Rosa: $6,287/mo in rent, $1,854/mo net, 11.09% gross yield, all on a $680,000 acquisition. The 2.06 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $187,871 in value, and $6,263/yr in principal paydown steadily builds equity. Projected total cumulative return: $378,082.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.0% |
| Monthly Cash Flow | $1,854 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,287 |
| Total Monthly Debt Service | $4,163 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
3,350 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
3,350 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices