2478 Osage RdPerryKS66073
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.19% yield at 2478 Osage Rd, Perry, KS, 66073 in Perry is solid, but the $1,339/mo payment compresses net cash flow to $52/mo at $297,800. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $82,277 by year five, and $2,743/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.52) without U.S. income documentation. Total projected return: $116,894.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $52 | $850 |
City averages based on Perry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,033 |
| Total Monthly Debt Service | $1,863 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66073, Perry, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 959 (100%) |
| Owner Occupied HU | 740 (77.2%) |
| Renter Occupied HU | 164 (17.1%) |
| Vacant Housing Units | 55 ( 5.7%) |
| Median Home Value | $221,918 |
| Average Home Value | $255,639 |
Housing Distribution
Address Breakdown
Residential
781
Single Family
778
Multi-Family
3
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66073, Perry, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 959 (100%) |
| Owner Occupied HU | 740 (77.2%) |
| Renter Occupied HU | 164 (17.1%) |
| Vacant Housing Units | 55 ( 5.7%) |
| Median Home Value | $221,918 |
| Average Home Value | $255,639 |
Housing Distribution
Address Breakdown
Residential
781
Single Family
778
Multi-Family
3
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices