2472 Baltic DrFairfieldCA94533
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2472 Baltic Dr, Fairfield, CA, 94533 in Fairfield deserves attention. This $475,000 property earns $4,694/mo in rent, a 11.86% gross yield, and nets $1,756/mo after the $2,136/mo payment. DSCR 2.20 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $131,234 compounds alongside $4,375/yr in yearly equity build, for a total cumulative return of $293,078.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $1,756 | $300 |
City averages based on Fairfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,694 |
| Total Monthly Debt Service | $2,749 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94533, Fairfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,202 (100%) |
| Owner Occupied HU | 14,846 (54.6%) |
| Renter Occupied HU | 11,209 (41.2%) |
| Vacant Housing Units | 1,147 ( 4.2%) |
| Median Home Value | $587,995 |
| Average Home Value | $619,055 |
Housing Distribution
Address Breakdown
Residential
26,570
Single Family
21,309
Multi-Family
5,261
Businesses
2,298
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices