2471 Hidden LnTobyhannaPA18466
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2471 Hidden Ln, Tobyhanna, PA, 18466 in Tobyhanna. Priced at $275,000, it generates $4,673/mo in gross rent and $2,623/mo in net monthly cash flow, a 20.39% yield that comfortably supports the 3.78 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $31,482. Five-year appreciation: $75,977. Equity from principal paydown: $2,533/yr. Total projected cumulative return: $274,611.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.4% | 6.8% |
| Monthly Cash Flow | $2,623 | $285 |
City averages based on Tobyhanna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,673 |
| Total Monthly Debt Service | $1,940 |
| DSCR Ratio | 2.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.41 Acres lot
$N/A/sqft
$1,711 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18466, Tobyhanna, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,979 (100%) |
| Owner Occupied HU | 4,432 (55.5%) |
| Renter Occupied HU | 1,472 (18.4%) |
| Vacant Housing Units | 2,075 (26.0%) |
| Median Home Value | $236,760 |
| Average Home Value | $274,196 |
Housing Distribution
Address Breakdown
Residential
6,751
Single Family
4,779
Multi-Family
1,972
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.41 Acres lot
$N/A/sqft
$1,711 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18466, Tobyhanna, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,979 (100%) |
| Owner Occupied HU | 4,432 (55.5%) |
| Renter Occupied HU | 1,472 (18.4%) |
| Vacant Housing Units | 2,075 (26.0%) |
| Median Home Value | $236,760 |
| Average Home Value | $274,196 |
Housing Distribution
Address Breakdown
Residential
6,751
Single Family
4,779
Multi-Family
1,972
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices