247 Rydal WayWinderGA30680
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 247 Rydal Way, Winder, GA, 30680 in Winder earns a 8.78% gross yield at $296,990. Rent of $2,172/mo nets $209/mo after the $1,335/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $82,053 and $2,735/yr in equity accumulation project a total cumulative return of $126,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.0% |
| Monthly Cash Flow | $209 | $1,200 |
City averages based on Winder market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,172 |
| Total Monthly Debt Service | $1,844 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$1,860 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30680, Winder, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,066 (100%) |
| Owner Occupied HU | 14,283 (74.9%) |
| Renter Occupied HU | 4,039 (21.2%) |
| Vacant Housing Units | 744 ( 3.9%) |
| Median Home Value | $287,593 |
| Average Home Value | $314,071 |
Housing Distribution
Address Breakdown
Residential
18,278
Single Family
17,571
Multi-Family
707
Businesses
1,297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$1,860 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30680, Winder, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,066 (100%) |
| Owner Occupied HU | 14,283 (74.9%) |
| Renter Occupied HU | 4,039 (21.2%) |
| Vacant Housing Units | 744 ( 3.9%) |
| Median Home Value | $287,593 |
| Average Home Value | $314,071 |
Housing Distribution
Address Breakdown
Residential
18,278
Single Family
17,571
Multi-Family
707
Businesses
1,297
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rory Haigler • Starlight Homes Georgia Realty
Mls Name: GAMLS
Mls Provider:
Mls ID: #10514608
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2025 GAMLS. All rights reserved.