247 Rough RdStanleyNM87056
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 247 Rough Rd, Stanley, NM, 87056 in Stanley hard to pass up. The 15.39% gross yield on a $194,999 purchase results in $2,501/mo in rent and $1,356/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.85). Annual cash flow of $16,275, five-year appreciation of $53,875, and $1,796/yr in equity build-up combine for a projected total cumulative return of $160,957.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 6.2% |
| Monthly Cash Flow | $1,356 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,501 |
| Total Monthly Debt Service | $1,067 |
| DSCR Ratio | 2.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1985
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87056, Stanley, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 525 (100%) |
| Owner Occupied HU | 411 (78.3%) |
| Renter Occupied HU | 43 ( 8.2%) |
| Vacant Housing Units | 71 (13.5%) |
| Median Home Value | $479,870 |
| Average Home Value | $606,253 |
Housing Distribution
Address Breakdown
Residential
379
Single Family
379
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1985
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87056, Stanley, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 525 (100%) |
| Owner Occupied HU | 411 (78.3%) |
| Renter Occupied HU | 43 ( 8.2%) |
| Vacant Housing Units | 71 (13.5%) |
| Median Home Value | $479,870 |
| Average Home Value | $606,253 |
Housing Distribution
Address Breakdown
Residential
379
Single Family
379
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Venturi Realty Group • Real Broker
Mls Name: SWMLS
Mls ID: #1070467