247 E Girard AveCedartownGA30125
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow247 E Girard Ave, Cedartown, GA, 30125 in Cedartown earns its strong cash-flow label: 23.69% yield, $3,652/mo rent, $2,526/mo net income, DSCR 4.39. The $185,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $51,112 by year five. Combined with $1,704/yr in principal paydown, total projected return reaches $232,637.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.7% | 8.0% |
| Monthly Cash Flow | $2,526 | $350 |
City averages based on Cedartown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,652 |
| Total Monthly Debt Service | $1,052 |
| DSCR Ratio | 3.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.34 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.34 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices