246 Willow Ave #527South San FranciscoCA94080
INVESTMENT ANALYSIS
Investment Verdict
Solid Income246 Willow Ave #527, South San Francisco, CA, 94080 in South San Francisco carries a 1.51 coverage ratio, rent of $3,062/mo is 1.51 times the $2,023/mo payment. Rental yield 8.17%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $450,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $124,327; total projected cumulative return: $157,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $(239) | $2,000 |
City averages based on South San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,062 |
| Total Monthly Debt Service | $3,122 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
0.35 Acres lot
$N/A/sqft
$388 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94080, South San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,422 (100%) |
| Owner Occupied HU | 12,477 (53.3%) |
| Renter Occupied HU | 9,823 (41.9%) |
| Vacant Housing Units | 1,122 ( 4.8%) |
| Median Home Value | $1,212,776 |
| Average Home Value | $1,244,857 |
Housing Distribution
Address Breakdown
Residential
22,652
Single Family
16,667
Multi-Family
5,985
Businesses
2,464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
0.35 Acres lot
$N/A/sqft
$388 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94080, South San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,422 (100%) |
| Owner Occupied HU | 12,477 (53.3%) |
| Renter Occupied HU | 9,823 (41.9%) |
| Vacant Housing Units | 1,122 ( 4.8%) |
| Median Home Value | $1,212,776 |
| Average Home Value | $1,244,857 |
Housing Distribution
Address Breakdown
Residential
22,652
Single Family
16,667
Multi-Family
5,985
Businesses
2,464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John P. Saddi • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425006483
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.