245 Hudson StHawleyPA18428
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 245 Hudson St, Hawley, PA, 18428 in Hawley speaks for itself: 27.21% gross on a $127,000 price, generating $2,880/mo in rent and $2,048/mo in net income after the $571/mo debt service. DSCR 5.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,573 stacks alongside $35,088 in projected five-year appreciation and $1,170/yr in principal reduction. Projected total cumulative return: $180,171.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 27.2% | 6.2% |
| Monthly Cash Flow | $2,048 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,880 |
| Total Monthly Debt Service | $782 |
| DSCR Ratio | 3.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18428, Hawley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,053 (100%) |
| Owner Occupied HU | 4,651 (46.3%) |
| Renter Occupied HU | 862 ( 8.6%) |
| Vacant Housing Units | 4,540 (45.2%) |
| Median Home Value | $299,604 |
| Average Home Value | $365,547 |
Housing Distribution
Address Breakdown
Residential
7,035
Single Family
4,077
Multi-Family
2,958
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18428, Hawley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,053 (100%) |
| Owner Occupied HU | 4,651 (46.3%) |
| Renter Occupied HU | 862 ( 8.6%) |
| Vacant Housing Units | 4,540 (45.2%) |
| Median Home Value | $299,604 |
| Average Home Value | $365,547 |
Housing Distribution
Address Breakdown
Residential
7,035
Single Family
4,077
Multi-Family
2,958
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patti Steimling • Davis R. Chant - Hawley - 1
Mls Name: PWAR
Mls Provider:
Mls ID: #PW251684
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.