2443 W Cold Spring Ln, Baltimore, MD, 21215 | $932/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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2443 W Cold Spring Ln, Baltimore, MD, 21215 | $932/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 2443 W Cold Spring Ln, Baltimore, MD, 21215 generates $1,959/mo in rent and, after a $808/mo payment, leaves $932/mo in cash flow. Total monthly income is $1,959/mo, and annual cash flow is $11,188/yr on $54,698 invested. Return on cash invested sits at 40.36% in year one, and rental yield is 14.25% on a $165,000 entry. Equity gained on principal adds $1,065/yr, while 5% annual appreciation builds toward $45,586 over five years. Five-year ROI reaches 212.65% and total cumulative return in cash sums $116,315. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,959/mo property income rather than buyer’s personal income.

Townhouse

Built in 1940

1,605 sqft lot

$N/A/sqft

No HOA

More details about the property

This charming Baltimore townhome/ row - home is located in the Greenspring community! With 3 bedrooms and finished basement, this property offers over 1,500 square feet of living space, plenty of room for anyone looking for a new home! Upon entering , beautiful hardwood floors will greet you, throughout the main living areas. The spacious living room features large windows that flood the space with natural light, making it the perfect spot to relax or entertain guests. The adjacent dining area is the ideal space for hosting dinner parties and family gatherings. The kitchen boasts ample counter and cabinet space. Upstairs, the 3 spacious bedrooms offer ample closet space, and you'll find the full bathroom, and again, hardwood floors throughout. The finished basement provides additional living space and is perfect for a home office, family room, playroom, or home gym. The fenced in backyard is perfect for summer barbecues and outdoor activities. Being sold As Is. This home is located in a desirable Baltimore City neighborhood, just minutes from shopping, dining, and entertainment options. It is also conveniently located near major highways, making for an easy commute to downtown Baltimore or surrounding areas. This home is beautiful and spacious that offers comfort, convenience, and style in a fantastic location.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21215, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	25,693 (100%)
Owner Occupied HU	10,748 (41.8%)
Renter Occupied HU	11,355 (44.2%)
Vacant Housing Units	3,590 (14.0%)
Median Home Value	$232,847
Average Home Value	$277,818