2551 Baltimore 77 BlvdFinksburgMD21048
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Finksburg rental at 2551 Baltimore 77 Blvd, Finksburg, MD, 21048 sits in the solid-income band: 9.51% gross yield, $1,010/mo rent, $217/mo net after the $573/mo debt service, DSCR 1.76. Entry price of $127,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $35,226 and $1,174/yr in principal reduction bring total cumulative return to $62,400.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.8% |
| Monthly Cash Flow | $217 | $350 |
City averages based on Finksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,010 |
| Total Monthly Debt Service | $742 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21048, Finksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,204 (100%) |
| Owner Occupied HU | 3,739 (88.9%) |
| Renter Occupied HU | 321 ( 7.6%) |
| Vacant Housing Units | 144 ( 3.4%) |
| Median Home Value | $510,683 |
| Average Home Value | $563,145 |
Housing Distribution
Address Breakdown
Residential
4,091
Single Family
4,084
Multi-Family
7
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21048, Finksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,204 (100%) |
| Owner Occupied HU | 3,739 (88.9%) |
| Renter Occupied HU | 321 ( 7.6%) |
| Vacant Housing Units | 144 ( 3.4%) |
| Median Home Value | $510,683 |
| Average Home Value | $563,145 |
Housing Distribution
Address Breakdown
Residential
4,091
Single Family
4,084
Multi-Family
7
Businesses
312
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices