2436 Johnson 5 RdNoxapaterMS39346
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2436 Johnson 5 Rd, Noxapater, MS, 39346 in Noxapater is a solid income-producing rental, 9.57% gross yield, $956/mo rent, $222/mo net cash flow on a $119,900 buy. DSCR 1.77 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $33,126 and $1,104/yr in principal reduction project a total cumulative return of $59,784.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $222 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $956 |
| Total Monthly Debt Service | $686 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39346, Noxapater, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 974 (100%) |
| Owner Occupied HU | 654 (67.1%) |
| Renter Occupied HU | 188 (19.3%) |
| Vacant Housing Units | 132 (13.6%) |
| Median Home Value | $123,630 |
| Average Home Value | $161,877 |
Housing Distribution
Address Breakdown
Residential
835
Single Family
835
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39346, Noxapater, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 974 (100%) |
| Owner Occupied HU | 654 (67.1%) |
| Renter Occupied HU | 188 (19.3%) |
| Vacant Housing Units | 132 (13.6%) |
| Median Home Value | $123,630 |
| Average Home Value | $161,877 |
Housing Distribution
Address Breakdown
Residential
835
Single Family
835
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christina Williams • HILL REAL ESTATE GROUP, LLC
Mls Name: East Mississippi REALTORS
Mls ID: #26-76