2430 Prouhet AveSaint LouisMO63114
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2430 Prouhet Ave, Saint Louis, MO, 63114 in Saint Louis. Priced at $180,000, it generates $1,972/mo in gross rent and $851/mo in net monthly cash flow, a 13.14% yield that comfortably supports the 2.44 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,207. Five-year appreciation: $49,731. Equity from principal paydown: $1,658/yr. Total projected cumulative return: $123,055.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 7.8% |
| Monthly Cash Flow | $851 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,972 |
| Total Monthly Debt Service | $1,049 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Latricia J Dookhu • Coldwell Banker Realty - Gundaker
Mls Name: MARIS
Mls ID: #25046814