243 N Adams StOconto FallsWI54154
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 243 N Adams St, Oconto Falls, WI, 54154 in Oconto Falls at $183,000 earns $1,400/mo in rent and nets $172/mo after the $823/mo payment, a 9.18% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $50,560 over five years. Ziffy Mortgage underwrites this on a 1.70 DSCR without U.S. credit history. With $1,685/yr in principal paydown, total projected return reaches $80,888.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $172 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,400 |
| Total Monthly Debt Service | $1,155 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54154, Oconto Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,596 (100%) |
| Owner Occupied HU | 1,798 (69.3%) |
| Renter Occupied HU | 597 (23.0%) |
| Vacant Housing Units | 201 ( 7.7%) |
| Median Home Value | $231,955 |
| Average Home Value | $272,162 |
Housing Distribution
Address Breakdown
Residential
2,445
Single Family
2,192
Multi-Family
253
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54154, Oconto Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,596 (100%) |
| Owner Occupied HU | 1,798 (69.3%) |
| Renter Occupied HU | 597 (23.0%) |
| Vacant Housing Units | 201 ( 7.7%) |
| Median Home Value | $231,955 |
| Average Home Value | $272,162 |
Housing Distribution
Address Breakdown
Residential
2,445
Single Family
2,192
Multi-Family
253
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: HEIDI RUID • SIGNATURE REALTY, INC.
Mls Name: GNMLS
Mls Provider:
Mls ID: #212444
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.