2425 Geraldine DrPleasant HillCA94523
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 2425 Geraldine Dr, Pleasant Hill, CA, 94523 in Pleasant Hill, $660,000, 7.63% gross yield, $112/mo net income. Consider it a market-entry position, the $4,195/mo rent covers the $2,968/mo payment with a margin, and 5%/yr appreciation is projected to add $182,346 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.41) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $257,479.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $112 | $2,400 |
City averages based on Pleasant Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,195 |
| Total Monthly Debt Service | $3,820 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
6,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94523, Pleasant Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,699 (100%) |
| Owner Occupied HU | 8,677 (59.0%) |
| Renter Occupied HU | 5,268 (35.8%) |
| Vacant Housing Units | 754 ( 5.1%) |
| Median Home Value | $968,587 |
| Average Home Value | $1,069,300 |
Housing Distribution
Address Breakdown
Residential
14,608
Single Family
10,988
Multi-Family
3,620
Businesses
1,349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
6,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94523, Pleasant Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,699 (100%) |
| Owner Occupied HU | 8,677 (59.0%) |
| Renter Occupied HU | 5,268 (35.8%) |
| Vacant Housing Units | 754 ( 5.1%) |
| Median Home Value | $968,587 |
| Average Home Value | $1,069,300 |
Housing Distribution
Address Breakdown
Residential
14,608
Single Family
10,988
Multi-Family
3,620
Businesses
1,349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cesar A Contreras • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425068882
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.