2423 Ruddenstone WayKissimmeeFL34744
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2423 Ruddenstone Way, Kissimmee, FL, 34744 in Kissimmee. At $312,000 it earns $2,294/mo in rent and distributes $210/mo to the owner after the $1,403/mo payment, a consistent 8.82% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $86,200 in value; $2,874/yr in principal paydown compounds ownership stake. Total projected return: $133,293.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.2% |
| Monthly Cash Flow | $210 | $1,250 |
City averages based on Kissimmee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,294 |
| Total Monthly Debt Service | $1,946 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
4,182 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34744, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,603 (100%) |
| Owner Occupied HU | 15,816 (61.8%) |
| Renter Occupied HU | 7,958 (31.1%) |
| Vacant Housing Units | 1,829 ( 7.1%) |
| Median Home Value | $399,703 |
| Average Home Value | $421,816 |
Housing Distribution
Address Breakdown
Residential
24,820
Single Family
20,064
Multi-Family
4,756
Businesses
1,671
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
4,182 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34744, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,603 (100%) |
| Owner Occupied HU | 15,816 (61.8%) |
| Renter Occupied HU | 7,958 (31.1%) |
| Vacant Housing Units | 1,829 ( 7.1%) |
| Median Home Value | $399,703 |
| Average Home Value | $421,816 |
Housing Distribution
Address Breakdown
Residential
24,820
Single Family
20,064
Multi-Family
4,756
Businesses
1,671
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices