2417 Vale DrDaytonOH45420
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Dayton rental at 2417 Vale Dr, Dayton, OH, 45420 sits in the solid-income band: 10.19% gross yield, $1,631/mo rent, $368/mo net after the $863/mo debt service, DSCR 1.89. Entry price of $191,986 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $53,042 and $1,768/yr in principal reduction bring total cumulative return to $96,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 8.1% |
| Monthly Cash Flow | $368 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,631 |
| Total Monthly Debt Service | $1,186 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45420, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,509 (100%) |
| Owner Occupied HU | 6,620 (52.9%) |
| Renter Occupied HU | 5,071 (40.5%) |
| Vacant Housing Units | 818 ( 6.5%) |
| Median Home Value | $132,789 |
| Average Home Value | $172,764 |
Housing Distribution
Address Breakdown
Residential
12,604
Single Family
10,642
Multi-Family
1,962
Businesses
576
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices