2415 W Cedar Bayou Lynchburg Rd #RBaytownTX77521
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 2415 W Cedar Bayou Lynchburg Rd #R, Baytown, TX, 77521 in Baytown. Rental yield 4.67%. At $648,000 with 4.67% gross yield, current distributions are modest, but the 5% appreciation rate projects $179,030 in new equity by year five, complemented by $5,968/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.86) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $113,942.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 6.2% |
| Monthly Cash Flow | $(2,088) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $4,350 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
6.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77521, Baytown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,544 (100%) |
| Owner Occupied HU | 15,134 (57.0%) |
| Renter Occupied HU | 9,425 (35.5%) |
| Vacant Housing Units | 1,985 ( 7.5%) |
| Median Home Value | $271,862 |
| Average Home Value | $299,507 |
Housing Distribution
Address Breakdown
Residential
26,271
Single Family
18,075
Multi-Family
8,196
Businesses
1,214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
6.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77521, Baytown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,544 (100%) |
| Owner Occupied HU | 15,134 (57.0%) |
| Renter Occupied HU | 9,425 (35.5%) |
| Vacant Housing Units | 1,985 ( 7.5%) |
| Median Home Value | $271,862 |
| Average Home Value | $299,507 |
Housing Distribution
Address Breakdown
Residential
26,271
Single Family
18,075
Multi-Family
8,196
Businesses
1,214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brittany Kelley • Virginia Malone Realty
Mls Name: HAR
Mls Provider:
Mls ID: #39857873
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