2413 La Costa Ave UNIT BCarlsbadCA92009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2413 La Costa Ave UNIT B, Carlsbad, CA, 92009 in Carlsbad speaks for itself: 25.61% gross on a $208,997 price, generating $4,460/mo in rent and $3,077/mo in net income after the $940/mo debt service. DSCR 4.74, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,925 stacks alongside $57,742 in projected five-year appreciation and $1,925/yr in principal reduction. Projected total cumulative return: $277,633.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 25.6% | 5.5% |
| Monthly Cash Flow | $3,077 | $1,500 |
City averages based on Carlsbad market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,460 |
| Total Monthly Debt Service | $1,300 |
| DSCR Ratio | 3.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92009, Carlsbad, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,361 (100%) |
| Owner Occupied HU | 12,402 (71.4%) |
| Renter Occupied HU | 4,198 (24.2%) |
| Vacant Housing Units | 761 ( 4.4%) |
| Median Home Value | $1,351,079 |
| Average Home Value | $1,426,560 |
Housing Distribution
Address Breakdown
Residential
16,934
Single Family
14,979
Multi-Family
1,955
Businesses
490
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92009, Carlsbad, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,361 (100%) |
| Owner Occupied HU | 12,402 (71.4%) |
| Renter Occupied HU | 4,198 (24.2%) |
| Vacant Housing Units | 761 ( 4.4%) |
| Median Home Value | $1,351,079 |
| Average Home Value | $1,426,560 |
Housing Distribution
Address Breakdown
Residential
16,934
Single Family
14,979
Multi-Family
1,955
Businesses
490
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Zillow Rentals
Mls ID: #N/A