2410 Bell AveHephzibahGA30815
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2410 Bell Ave, Hephzibah, GA, 30815 in Hephzibah. Priced at $153,000, it generates $1,795/mo in gross rent and $864/mo in net monthly cash flow, a 14.08% yield that comfortably supports the 2.61 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,368. Five-year appreciation: $42,271. Equity from principal paydown: $1,409/yr. Total projected cumulative return: $113,553.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 7.0% |
| Monthly Cash Flow | $864 | $350 |
City averages based on Hephzibah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,795 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 2.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela Lynn Lightsey • Jim Courson Realty
Mls Name: REALTORS of Greater Augusta
Mls Provider:
Mls ID: #541393
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.